What would you do if you suddenly found a truckload of money? Probably the brain will not work for a moment. What to do with so much money? You won't get any fun. You will be emotionless. When you hurriedly pick up the money and start dragging it into the full bag, someone suddenly grabs your wrist. Sleep is disturbed. you wake up How about waking up when you find money?
You will not be happy. Will be amazed. And you will say to yourself, 'Oh, how I woke up.' What do you think it would have been even if you hadn't woken up at that moment. Sometimes you will feel sad when you have to leave the right, immense money in a dream.
Money is nothing special. Not paper. A wretched child or a recluse will not care. No matter how much money you save up front, it will not give them any happiness, joy. But the common man will not be calm and steady when heaps of money are placed in front of him. Money will hypnotize them in a strange way.
After all, what is there in money? Why does a person's heart become excited when he sees money? This is a question related to human psychology. People are attracted to money because it has the power to fulfill their needs. Yes, money has power, purchasing power.
Under the guise of that power, money has attracted the world to itself. That's why it is said, "When you see money, even Shivaji's three eyes open." "The face of money is black."
When a person begins to recognize money, his attachment to it increases. And he starts looking for ways to earn money. He studies, gets a job, does business, does many things. earns money But how much money is enough for people? This is an endless question. Money is not enough for people. No matter how much you earn.
People spend money to live a comfortable life. When people have money, they can buy pulses and rice. Can buy clothes. Can build a house. Can connect the car. Can teach children. Medicine can treat. Can celebrate the festival openly. Vindas can roam around. can entertain. They can do many other things. As much as they can, they can use the time, labor and age of others for their benefit.
How much dirty money?
So people try to save as much money as possible. But the trend of money is that it does not stay with anyone forever. The money in my pocket today is in someone else's hands tomorrow. Thus money keeps moving from one hand to another. The money in my pocket today could be in the hands of a meat seller, a businessman, an employee, a patient or even a thief or a criminal. As money keeps moving from one hand to another, it also becomes a home for germs.
How many germs are in money has been studied many times in the world and in Nepal. It has a common squeeze, there are more than three thousand types of bacteria in money. In this way, money is also called 'a very dirty thing'. But money has also made a leap in its form and mechanism now. It is becoming digitized.
What if there was no money?
After all, money is an essential part of life. What would happen if there was no money? This is a thoughtful topic. Indeed, there is no circulation of money, there is no universal financial principle to determine its value, there is no banking system to mobilize it. In other words, money is a waste of paper. What would happen then?
It can be easily guessed, barter would become the means of living. The potatoes produced by the Lake people had to be exchanged with the rice of the Terai. It had to be decided how many kilos of honey to exchange for one kilo of ghee. It is true that commodities were regulated when money did not begin to circulate
In the agricultural age, when the concept of market had not yet arrived, people used to live by eating what they could find and grow. But over time, the scope of people's needs and aspirations increased. They began to feel the lack of such things, which they do not have. Since he did not have it, he had to take it from others. Goods had to be exchanged for this. This is how the Sattapatta system was developed.
But is this kind of system useful in a changing society, with increasing needs?
No, no. After reaching this question, people created the concept of money. That is, such an item, which can buy its consumer goods. Be careful while carrying. And let it have a fixed price. Finally, they used the skin, organs, etc. of Janwar to use metals for this purpose. Metals such as iron, copper, brass were cast to a certain weight and started to be used as currency. This is where the money originated.
In Nepal, there is a history that the words Mananka, Guanka, Vaishravana, Pashupati etc. came into circulation at the end of copper currency. It is believed that Manangak mudra came into circulation during the reign of King Mandev and Gunanka mudra during the reign of King Gunakamdev. Coins inscribed with the names of Anshuvarma and then Jishnugupta were also introduced in the seventh century.
In different eras, different Raja Maharajas introduced metal currency in this way and after the unification of Nepal, Prithvi Narayan Shah also used his seal. V.No. Only after the establishment of Taksar in 1981, coins were minted scientifically in Nepal.
The concept of paper money was developed with the discovery of how to make metal money easy and convenient. Although its concept was developed during the Tang Dynasty in China in the seventh century, it was brought into practice only during the Song Dynasty in the 11th century. During the reign of the Yuan Dynasty, the use of paper money became widespread throughout the Mongol Empire.
Paper notes were introduced in Nepal much later. Initially, Indian notes entered Nepal due to open borders and one-way trade. Later V.No. From October 1, 2002, notes of one, five, ten and one hundred denominations were brought into circulation from the Sadar Muluki Khana of the Government of Nepal.
It can be easily guessed, money was a thing that people imagined and used for their own convenience. But today money has a certain glamor. Even in dreams, people see piles of money and are surprised when they wake up.
Value for money
We value things with money. That is, how many rupees worth of biscuits, how many rupees cucumber, how many rupees t-shirt, how many rupees laptop, how many rupees a ring, how many rupees a house?
But money also has its own value. At the initial stage money was attached to 'value' so it gained purchasing power. If money had no value, it would have no power.
In the middle of the 6th century BC, ancient Greece issued a silver coin called the drachma. Drachma, written in Greek, means to pick up or receive. Its initial value was understood to be equal to a handful of arrows or arrows.
Similarly, the Roman Republic initially brought bronze of fixed weight into the exchange system. But the initial coins were a bit clumsy and heavy. Later, it was carried away by making it scattered. Initially, the price was determined based on the weight of the metal, but gradually the value of the coin was set higher than the value of the metal.
And, to date, money has become a valuable commodity. Based on the purchasing power determined by the market, the price of money now goes up or down. The value of money depends on the economy of the respective country. Therefore, the value of the dollar and our Nehru is not the same. Bharu and our Nehru are not the same value.
The price of money and the mechanism of operation are determined under the central bank of each country. Like, National Bank of Nepal. It is an institution established by the government with its investment, which regulates money.
Can any amount of money be printed?
If a person's pocket is full of money, that's the amount of money in the bank, how confident would he be? Everything was done. It used to happen. Then why doesn't the state print more and more money?
In particular, money cannot be printed arbitrarily. Yes, the state also does such a thing at the moment of crisis. That means it can print a lot of money. Like in the extreme situation of war, in the moment when the crisis is devastating. This is a very urgent situation.
But usually the state has its own system of printing money. Its responsible body is Rashtra Bank. How much money to print and when to print is decided by the note department of the bank. They also have to decide this matter on the basis of how much assets the state has? How much is gold, silver or foreign currency? New notes can be printed on the same basis.
The National Bank has kept enough money to reach itself for three and a half years. This money is circulated in different ways in the state. When the money is insufficient due to various reasons, the National Bank decides to print more money.
Should you love money?
Along with earning money, it is also important to save. Because money makes the present easier and secures the future. Today we need money to eat comfortably and tomorrow we also need money to treat diseases. You need money to educate your children. Money is necessary for all these works.
But let's not love money so much that it hinders love with family, friends, and best friends.
However, let's love money in a way that is safe and secure. Let's be careful while carrying, using and keeping money. Do not carelessly carmate, shrink, tear. Don't put color on money even during worship. Let's keep it safe as much as possible.
money smaller, the more it has to be burned and destroyed. Well now small money has been made into a bad grade. But making money smaller means increasing the government's burden. The state has to spend more than two billion a year to print money.
How much effort and expense is spent to print a penny?
Take a note and see. Look at the numbers, signs, pictures and colors placed on it. It is the safety mechanism of money. Why is the price of a piece of paper and money not the same? You will get the answer.
Money must be used to meet your needs, it is also important to save for a golden future tomorrow. And, it is equally important to use money very carefully.
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